Andy Gardham - Special Finance Manager
Phone: (902) 370-3308
" I understand Many of us have run into credit problems in our lives. We at Discover Kia feel that issues, which are often out of your control like bankruptcy, proposal, divorce or illness shouldn't keep you from driving. Purchasing a vehicle when your in this situation can be a very stressful experience - but it doesn't have to be."
ABOUT STEELE ADVANTAGE FINANCING
With the largest inventory in Atlantic Canada, plus access to all the best lenders including Banks and Loan Companies, you can take advantage of doing business with Steele Advantage Financing. We have been getting automotive consumers in Prince Edward Island, approved for many years, and thousands of satisfied customers behind the wheel of their dream car.
- Access to Atlantic Canada's largest vehicle inventory.
- Access to all the best lenders including Banks and Loan Companies.
- Expert advice.
- Credit Re-Establishment Program.
- Free delivery anywhere in Canada.
Canadian credit bureaus typically rate your credit score on a scale from 300 to 900, with 300 being the lowest score and 900 being the highest. Most lenders will look at your credit score to decide your creditworthiness. If you have a score lower than 620 you will have a harder time getting a car loan from a traditional lender. But wait. At Discover Kia, we look beyond your credit score and take into account your whole financial situation. We want you to contact us to discuss your finance options in Charlottetown, regardless of your credit score.
We can absolutely approve you regardless if you’ve been rejected in the past. Here’s what you’ll need to qualify for a car loan with us: A valid driver’s license. Be a resident of Canada. Have an income of at least $1,500 per month.
Yes, we provide financing for new arrivals to Canada every day. We can often get you approved through one of our many lenders or our own in-house leasing program custom made for new Canadians.
It is very possible to get credit from day one after filing for bankruptcy without having to wait to be discharged. We've often managed to get recent bankruptcy applicants driving the same day.